Terms of Service

1. Agreement to Terms

By accessing or using SettleRoute (“the Service”, “the Protocol”, or “the Application”) at settleroute.com or any associated software, smart contracts, or interfaces, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use the Service.

These Terms constitute a legally binding agreement between you (“User”, “you”, or “your”) and SettleRoute (“we”, “us”, or “our”).

2. Description of Service

SettleRoute is a purely non-custodial Web3 application that provides:

• Batch ERC-20 token distribution tooling across EVM-compatible blockchain networks;
• Client-side CSV parsing and recipient validation utilities;
• Smart contract interfaces for atomic multi-recipient token transfers;
• Accounting export tools compatible with QuickBooks and Xero (via Accounting Pro Pass subscription);
• Treasury analytics and audit trail management stored locally on your device.

Important: SettleRoute is a non-custodial protocol. We do not hold, control, manage, or have access to any user funds, private keys, or digital assets at any time. All transactions are executed directly from your connected wallet on-chain.

3. Eligibility

You may only use SettleRoute if:

• You are at least 18 years of age;
• You have the legal capacity to enter into binding contracts in your jurisdiction;
• Your use complies with all applicable laws and regulations in your jurisdiction;
• You are not located in, or a citizen or resident of, any jurisdiction where use of cryptoasset services is restricted or prohibited by law.

4. Non-Custodial Nature & No Financial Advice

SettleRoute does not act as a custodian, broker, dealer, investment adviser, or financial institution. Nothing in the Service constitutes financial, legal, tax, or investment advice. You are solely responsible for:

• The security and management of your own private keys and wallet credentials;
• All on-chain transactions initiated through the Service;
• Compliance with applicable tax obligations arising from your use of cryptocurrency payroll;
• Verifying all recipient addresses before executing batch transactions — once submitted, blockchain transactions are irreversible.

5. Protocol Fees

SettleRoute charges the following on-chain protocol fees, collected automatically by the smart contract:

• Free Tier: $0 for batches of 1–5 recipients;
• Standard Batch: $10 flat fee (in USDC/USDT/DAI) for 6–50 recipients;
• Enterprise Volume: 0.1% of total batch volume, capped at a maximum of $50, for 51+ recipients;
• Accounting Pro Pass: $49/month subscription payable on-chain in USDC, DAI, or native ETH.

All fees are deducted atomically as part of the on-chain batch transaction. Gas fees are separate and paid to the network validators. Protocol fees are non-refundable once the transaction is confirmed on-chain.

6. Smart Contract Risk & Limitation of Liability

Blockchain technology and smart contracts involve inherent risks including, but not limited to, software bugs, network failures, protocol changes, and market volatility. By using SettleRoute, you acknowledge and accept these risks.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SETTLEROUTE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF FUNDS, PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF YOUR USE OF THE SERVICE.

The smart contract code is published and verifiable on-chain. Users are encouraged to review the contract before use.

7. Prohibited Uses

You agree not to use SettleRoute to:

• Engage in money laundering, terrorist financing, or any other illegal financial activity;
• Violate any applicable laws, regulations, or sanctions;
• Attempt to circumvent or exploit the smart contract in any unauthorized manner;
• Transmit malware, phishing content, or otherwise interfere with the Service;
• Use the Service on behalf of any sanctioned individual or entity.

8. Privacy & Data

SettleRoute processes all payroll data (CSV contents, recipient addresses, amounts) exclusively within your browser’s local memory and IndexedDB. No recipient data is transmitted to SettleRoute servers. Please review our Privacy Policy for complete details.

9. Modifications to Terms

We reserve the right to update these Terms at any time. Continued use of the Service following any modifications constitutes acceptance of the revised Terms. The “Last Updated” date at the top of this page will reflect the most recent changes.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising under these Terms shall be resolved through binding arbitration to the maximum extent permitted by law.

11. Contact

For questions or notices regarding these Terms, please refer to the smart contract repository or community channels linked from the SettleRoute application.